Investment is one of way to earn money in our life. But sometimes, we just confuse what kind investment that perfect for our life. We should aware about type of investment that offered to us.
This article will describe three character of investor which generated from risk receiving rate:
1. Conservative Character
This character seem doesn’t have enough brave to face loss and uncertainty situation, so you better go with saving and time deposit. If you considering another instrument of investment as like as obligation or share, you might give little portion from your fund to allocate on it. Because you more concern about safety of investment than gained big profit but risky. So the perfect asset allocation for you is 100% time deposit.
2. Moderate Character
You seem brave to take higher risk than conservative character. You consider any type of investment carefully before you take one of them and have limitation of amount that you want to invest. The perfect asset allocation for you are 70% of time deposit, 10% of obligation and 20% of share.
3. Aggressive Character
Higher result is higher risk. This isn’t weird sound for you. You are ready to take highest risk to get highest result. You prefer to play in risky market to gain your goal. So better you give 40% of time deposit, 20% of obligation and 40% of share from your assets.
Please be noticed, whatever your character you should consider carefully any investment tools which you want to take. And your character can be changed by experience that you gain. So have a good investment to rich your life
Saturday, October 28, 2006
Sunday, October 08, 2006
It's Never Too Early To Begin Retirement Planning
Have you already planned your retirement? Does your company offer you great benefits and retirement options or do they simply avoid offering any retirement options? Maybe you already know that there are two types of companies when it comes to retirement. The one type tends to offer tempting benefits and retirement options to their employees while the other type will just avoid talking about this matter.
Why do they need to do this? I believe it is all about the money they can spend on their worker because of the differences in funds and resources, which they have. What I am certain about is that retirement options that different companies offer make them a successful or an unsuccessful company in the employees’ eyes.
However, retirement planning is a serious matter and we all have to consider it sooner rather than later. Appropriate retirement planning is the first thing that a successful career has to offer you. You should not wait to plan your retirement because funds may get scanty later. So, have you already thought about your retirement planning or at least have you already begun doing it?
Actually, are you completely aware of the contemporary ways of retirement planning? Don’t tell me that you think that retirement planning is a matter that only elderly people have to consider! If you think so, I have to tell you with regret that you are very wrong.
The truth is that time is passing even quicker than we expect. Retirement years will come quickly without you even manage to get ready for them. So don’t you think it will be better for you to plan your life ahead? Wouldn’t be better to be prepared for the retirement when it comes?
I guess you do not prefer to spend your golden years searching for some part-time job in order to make enough cash for simple living. Maybe you do not want to find it hard to pay for your week's groceries when you are at retiring age. Don’t you imagine your retirement years as years full of fun and relaxation, enjoying your hobbies and doing the things you love?
Therefore, you need to plan your retirement now and to ensure a better life for the future. What’s the right time to start retirement planning? Personally, I recommend starting retirement planning once you have graduated from college and acquired a good job. Then, you’ll only need to pay some cash monthly at the bank in order to make that future retirement worthy.
Probably, you have already considered retirement planning but you do not know where you can find a good deal. It will be a good idea that you first make a brief research over the internet. You will find out that there are many retirement planning related websites available which provide helpful and detailed information about retirement planning.
Moreover, all online advices are free! Such online services will be even more helpful if your current company does not offer a sufficient retirement plan. Time flied and you will get retired before you even understand it is time for retirement. Do not allow this to happen! Get started with that retirement planning today. Later, you’ll realize that you have done well.
Why do they need to do this? I believe it is all about the money they can spend on their worker because of the differences in funds and resources, which they have. What I am certain about is that retirement options that different companies offer make them a successful or an unsuccessful company in the employees’ eyes.
However, retirement planning is a serious matter and we all have to consider it sooner rather than later. Appropriate retirement planning is the first thing that a successful career has to offer you. You should not wait to plan your retirement because funds may get scanty later. So, have you already thought about your retirement planning or at least have you already begun doing it?
Actually, are you completely aware of the contemporary ways of retirement planning? Don’t tell me that you think that retirement planning is a matter that only elderly people have to consider! If you think so, I have to tell you with regret that you are very wrong.
The truth is that time is passing even quicker than we expect. Retirement years will come quickly without you even manage to get ready for them. So don’t you think it will be better for you to plan your life ahead? Wouldn’t be better to be prepared for the retirement when it comes?
I guess you do not prefer to spend your golden years searching for some part-time job in order to make enough cash for simple living. Maybe you do not want to find it hard to pay for your week's groceries when you are at retiring age. Don’t you imagine your retirement years as years full of fun and relaxation, enjoying your hobbies and doing the things you love?
Therefore, you need to plan your retirement now and to ensure a better life for the future. What’s the right time to start retirement planning? Personally, I recommend starting retirement planning once you have graduated from college and acquired a good job. Then, you’ll only need to pay some cash monthly at the bank in order to make that future retirement worthy.
Probably, you have already considered retirement planning but you do not know where you can find a good deal. It will be a good idea that you first make a brief research over the internet. You will find out that there are many retirement planning related websites available which provide helpful and detailed information about retirement planning.
Moreover, all online advices are free! Such online services will be even more helpful if your current company does not offer a sufficient retirement plan. Time flied and you will get retired before you even understand it is time for retirement. Do not allow this to happen! Get started with that retirement planning today. Later, you’ll realize that you have done well.
Rich Dad's Before You Quit Your Job
Any seeking financial independence--particularly a young person relatively new to the world of independence--will find the 'Rich Dad' series in general to be very candid and useful, and BEFORE YOU QUIT YOUR JOB: 10 REAL-LIFE LESSONS EVERY ENTREPRENEUR SHOULD KNOW ABOUT BUILDING A MULTIMILLION-DOLLAR BUSINESS in particular to be an important key to avoiding common pitfalls. From the origins of a potentially money-making idea to understanding the l esson of a 'ten year cycle' and the difference between street smarts versus school smarts, BEFORE YOU QUIT YOUR JOB tells how to become independent--the smart way.
Blog and My Life :)
Well, this is the first time i have my own blog. And i just so surprised coz from the information that i got .....many things we can get from our blog. We can share any information and we can make some income through this blog.
Its awesome right? and i m trying to use my blog being useful for my life. I'd love to if you have anything to share with me or just asking anything to me. Who knows i can help you with some information
Its awesome right? and i m trying to use my blog being useful for my life. I'd love to if you have anything to share with me or just asking anything to me. Who knows i can help you with some information
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